NeedyMeds.org, a national nonprofit organization founded in 1997, is a comprehensive source of information on programs that help people afford their medications and health care costs. NeedyMeds has free information on over 2,400 programs, Prescription Assistance Programs (PAPs) with downloadable applications, medication coupons searchable by medication name and 11,000 free/low-cost/sliding scale clinics searchable by state. The data is comprehensive and updated regularly to ensure accuracy. In addition to information,
NeedyMeds.org has available a Drug Discount Card that is FREE, requires NO registration or fee and can be used for up to an 80% savings on one or more prescriptions.
Partnership for Prescription Assistance is a clearinghouse for more than 475 public and private prescription assistance programs, including nearly 200 offered by pharmaceutical companies. It was founded in 2005 and provides information on national programs and drug company specific programs that assist people afford their medications and find healthcare resources. The Partnership for Prescription Assistance website has information on Prescription Assistance Programs (PAPs) with links to downloadable applications, information on free clinics searchable by zip code, and information on Medicare/Medicaid/CHIP and links to organizations that offer assistance with questions and applications.
Together Rx Access® Program was created by several pharmaceutical companies to help people save on prescription medications manufactured by their companies. To be eligible for the Together Rx Access Card, a drug discount card, you must meet the following eligibility criteria: NOT qualify for Medicare, NOT have public (i.e. Medicaid) or private prescription drug coverage, and earn no more than a $45,000 if single, $60,000 for a family of two, $75,000 for a family of three, $90,000 for a family of four and $105,000 for a family of five. Most cardholders save 25 to 40% on brand-name prescription products. More than 300 brand-name prescription products are included in the Program as well as a wide range of generics. Medicines in the Program include those used to treat high cholesterol, diabetes, depression, asthma, and many other common conditions. Please see
The Complete Drug List for an up-to-date listing of the brand-name prescription medicines and products included in the Program. The card is free.
Drug Discount Cards- How They Work
Often organizations offering drug discount cards broker a deal with one or more pharmaceutical companies to get a discount on medication or they are offered by drug manufacturers themselves. When a customer presents a drug discount card, the pharmacy agrees to sell a particular drug at a price agreed upon with the drug company. The drug companies get a sale, albeit not at full price, which is better than no sale, and the pharmacy hopes to get a new or returning customer. It is important to understand however that the pharmacy is under no obligation to accept a particular drug discount card. Smaller pharmacies in particular may refuse to accept the cards because they can actually lose money on the deal. Major chains are better able to absorb the cost. Please check with your pharmacy to see if they accept drug discount cards
before filling your prescriptions. Drug Discount Card websites tout that their cards will save you up to 80% off your prescrptions. While this may be true in some cases, in reality expect to save from 10-20% off name brand drugs and perhaps up to 40% off generic medications. In many cases there are no eligibilty requirements to get a card, anyone can use the card regardless of income, age, insurance status or residency status. The card may NOT be used in conjunction with insurance, but if you have a high deductible or co-pay or low medication cap, present the card to your pharmacist to determine which option gives you the best price.
- Choosing a Drug Discount Card: DO YOUR HOMEWORK. There are hundreds of drug discount cards offered by organizations, companies and even the drug manufacturers themselves. Many cards are free such as the ones offered by NeedyMeds.org and TogetherRxAccess.com featured on this webpage. Other cards have monthly or yearly fees. While most drug discount cards do not have eligibility requirements and anyone can use them, others limit their use to certain medications, certain age groups or have income restrictions. Read the fine print.
- How to Use a Drug Discount Card:
1. Call your pharmacy and see if they accept a particular drug discount card.
2. Print the card from the organization website.
3. Present the card along with your prescriptions to your pharmacist. If you have several prescriptions some pharmacies may only allow you to use the card for one medication. Ask if you can use the card for all your prescriptions. If not, choose the medication on which you want the discount applied, typically the most expensive.
Prescription Assistance Programs- How They Work
Prescription Assistance Programs offer free medication to those who meet certain eligibility requirements. The length of time assistance is given varies from a month's supply of medication to up to a year. The assistance can be offered directly by the drug manufacturers, state agencies or foundations and requires completion of an application. Each entity offering assistance may have different eligibility requirements. Most require proof of address, proof of income and proof of denial of medicaid. A portion of the application may need to be completed by your physician and your physician will have to provide a prescription for the requested medication. If approved, the medication is typically delivered to your doctor's office. The Partnership for Prescription Assistance offers information and applications for assistance programs searchable by drug manufacturer, state agency or foundation. NeedyMeds.org offers assistance applications searchable by drug name and organization and offers information on agencies, searchable by state that can help with the application process.